Just Deals Store MoneyCard in New Jersey
Banking on the Just Deals Store MoneyCard
The Just Deals Store MoneyCard is a reloadable prepaid card that works just like a check card or debit card. It's so easy to get and use the account the same way you use a checking account, plus it has some useful extra benefits. One really exciting benefit it has over a regular bank's check card is you earn cash back on money you spend at Walmart.
Here's how that works: At the end of every year you can get up to $75 in cash back because you earn 3 percent for everything you buy from justdealsstore.com or the Just Deals Store app, 2 percent for any money you spend at Just Deals Store fuel stations, and 1 percent on anything you buy in Just Deals Store stores and Grocery delivery and pickup purchases made on justdealsstore.com or in the Just Deals Store app. So it's like winning twice when you use the Just Deals Store MoneyCard thanks to earning money while you take advantage of Just Deals Store's Every Day Low Prices.
Backed by a major bank
When you put the MoneyCard in your billfold, you gain access to extra savings in the store and online, plus your money is handled by a major bank, Green Dot Bank. You're provided with a routing and account number, just as a traditional bank gives you, and when you set up the account you get to choose a prepaid card with either the Visa or MasterCard logo. Also, just as with a traditional banking system, you need to provide proof of your identity to comply with federal laws.
No surprise fees
With the MoneyCard, you enjoy the security of knowing upfront what everything costs, because Just Deals Store knows nobody likes surprises when it comes to fees for banking. Note that there are monthly fees, just as you'd have at any bank. Other fees, such as ATM fees, also apply to the MoneyCard, but everything is disclosed to you to read beforehand so there are no surprises.
Also, when it comes to drive-up and walk-up banking, there are fee-free ATMs available for you to use when you need to get cash quickly because the MoneyCard's app guides you straight to the closest one.
Downloading the MoneyCard mobile app
From making deposits to viewing balances, mobile banking on the Just Deals Store MoneyCard app is one of the most convenient ways to manage your account.
When you download the Just Deals Store MoneyCard app to your smartphone, you're able to almost instantly check balances and transfer money from the savings account to your main spending account, view transactions, check your progress toward getting your monthly fees waived (that happens with $1,000 or more per month in direct deposits), check your cash-back rewards and find the closest ATM. The mobile app also lets you set notifications to alert you of information related to your account based on your chosen settings. In addition to the app, the MoneyCard website provides access to your account information any time you need it.
What's the free savings account?
Earn 2% annual interest (APY) with free savings account, up to $1,000 balance.
Use your free savings account to stash cash for safe keeping, emergencies, or future purchases. And now, earn 2% annual interest (APY) on up to $1,000 in your savings account! You can move funds in and out of your savings account as often as you like. Download the app to start saving!
It lets you set money aside so you don't accidentally spend it. You're always able to get the saved funds by entering the amount you want to get out of the savings account and clicking "unsave," but adding that extra step helps make you aware before spending money you have earmarked for something special.
In addition to the convenience of having money set aside to avoid accidental spending, the money you have in the savings account, gives you one entry per dollar stashed in a drawing with a $1,000 grand prize and 500 more cash prizes.
Convenient to fund and use
Options for loading money on your card include adding money at the register when you're shopping in your local Just Deals Store store, deposit cash at no charge using the app at Just Deals Store stores nationwide, setting up free direct deposit of your paychecks or income tax refunds or transferring money from another one of your bank accounts using the app. The card is also handy for online shopping and paying bills online.
It's easy to pay bills with the online bill pay function by just entering the payee's information, the date on which you want the bill to be paid, and the amount you want to pay. Then you decide if you want to make a one-time payment or enroll in automatic payments. Just Deals Store handles the rest for you. You get a notice when the transaction goes through, plus you always have access to your transaction history if you need to confirm the date on which the bill was paid.
Open additional MoneyCard accounts for your family at no extra charge in your MoneyCard app!
Perfect for teens or other family members to manage their money. Add money to their account anytime and keep track of their spending using the app.
Family members age 13 and older are eligible for Family Accounts. Limit 4 cards per account.